Financial Aid Office - Resources

Financial Aid Forms (click here)

  • Direct Unsubsidized Loan Program
  • Direct Graduate PLUS loan

Direct Unsubsidized Loan Program

The Direct Unsubsidized Loan is not based on financial need. Interest will accrue from the time the loan is disbursed until it is paid in full. Interest accumulated while in school or during other periods of nonpayment is capitalized (added to the principal amount of the loan), unless a student opts to make interest payments while in school. Students may borrow up to $20,500 less any amount borrowed through the Direct Subsidized Loan Program during an academic year (up to an aggregate of $138,500 combined Direct Subsidized and Unsubsidized Loans). The interest rate is fixed at 6.8%.

Direct Graduate PLUS Loan

The Direct Graduate PLUS loan allows you, not your parents, to borrow up to the cost of attendance less any other financial aid you receive. It has a fixed interest rate (7.9%) and no aggregate limits; has the same deferment, forbearance, and death and disability provisions as Direct Subsidized and Unsubsidized Loans. The Graduate PLUS loan is also eligible for federal consolidation. Credit checks are required to be eligible for this loan, but the credit criteria are less stringent than with most private student loans.

Credit Reporting Agencies:

Equifax
800.685.1111
www.equifax.com

Experian
888.397.3742
www.experian.com

Trans Union Credit Corp.
800.888.4213

Web Resources

www.fafsa.ed.gov

Web-based version of the U.S. Department of Education’s Free Application for Federal Student Aid (FAFSA).

www.pin.ed.gov

apply for a U.S Department of Education pin number.

www.needaccess.org

complete a Need Access application. (This is not the website for a private loan)

www.nslds.ed.gov

The National Student Loan Data System, an integrated view of your federal loans from disbursement to closure.

Ombudsman

Student Loan Ombudsman, the U.S. Department of Education acts as mediator between you and the lender, holder or servicer to settle disputes after a reasonable effort to resolve an unsuccessful loan problem(s) through normal processes.

U.S Department of Education, FSA Ombudsman
830 First Street, NE, Fourth Floor
Washington, DC 20202-5144
T: 877 557-2575

www.sss.gov

Selective Service System

www.students.gov

students’ gateway to the U.S. government.

www.irs.gov

Internal Revenue Services, resource of information regarding educational tax benefits.

www.studentloans.gov

Online Entrance and Exit Counseling